De-Mystifying Private Mortgage Insurance Sep 18th, 2025 by: Doug McGregor Homeownership & Mortgage If you’ve been comparing mortgage options, you’ve probably run across the acronym ‘PMI’ during your search. PMI stands for Private Mortgage Insurance, which is something you may have to pay if you get a conventional mortgage for 80% or more of your home’s value. A conventional mortgage is one that is made by a private ... 4 min read Read More
Say goodbye to Mortgage ‘trigger’ leads Sep 17th, 2025 by: Doug McGregor Homeownership & Mortgage The President recently signed the Homebuyers Privacy Protection Act into law. This bipartisan legislation protects prospective homebuyers by curbing the sale of "trigger leads"—their personal financial information—to other lenders without consent, and will go into effect on March 5, 2026. Since the mid 1990’s, the three major credit bureaus have sold trigger leads to lenders ... 1 min read Read More
Fraud Prevention Video: Pig Butchering Explained Sep 3rd, 2025 by: Doug McGregor Fraud & Security ... 1 min read Read More
Is your business prepared for the holidays? Aug 27th, 2025 by: Regan Godderz Business Banking & Lending Now is the perfect time to take a thoughtful look at how well your operations are positioned for the busy holiday season. With increased customer demand comes a higher volume of transactions, and preparing early can help ensure a smooth and successful experience for both you and your customers. We’re here to help you gear ... 3 min read Read More
Dreaming of Homeownership? 3 Steps to Start Now Jul 14th, 2025 by: Regan Godderz Homeownership & Mortgage Owning a home is one of the primary sources of wealth for most Americans. So, what can you do today to prepare to buy a home in the near future? Here are three steps you can take to be ‘home-ready!’ #1 – Start a down payment savings plan for 3 to 5% of your ... 3 min read Read More