Everyday Personal Checking Account Our simple checking account for your day-to-day finances. Open Online Today Seamless banking, wherever you are. Our straightforward checking solution combining comprehensive technology with the personal service you expect from a community bank. Open at a Banking Center Open Online Today Everyday Personal Checking Account Features Visa Debit Card Digital Wallets Mobile & Online Banking Bill Pay Mobile Check Deposit1 Zelle® Why Everyday Checking? Open Online Today Enjoy personal service. It's what sets us apart. No minimum balance, no hassle. Open your account in minutes. Online or in person. Easily avoid the $8 monthly service charge. Open Online Today How to open an account: To apply for a checking or savings account, you will need the following information for each account owner: Social Security Number Driver's license or State ID Home address Email address If you want to transfer money from an account at another bank, you will also need the account information and routing number. Open at a Banking Center Open Online Today The Perfect Pairing for Your Finances Your Everyday Personal Checking Account offers unmatched convenience, and pairing it with a savings account can help you achieve your financial goals more effectively. Everyday Checking Smarter Savings 2 Minimum to Open $100 ($25 if account is opened online, OR be 25 years of age or under, or over 65 years of age) $25 Monthly Service Charge $8 $3 How to avoid/reduce Monthly Service Charge Simply have deposits totaling $500 or more each statement cycle into your Everyday Checking account OR Be 25 years of age or under OR Be 65 years of age or older Online Statements are included at no cost. Paper Statements are $3 per statement cycle if under 65 years of age. Maintain a minimum daily balance of $300 OR Maintain an average daily balance of $600 OR Make deposits and transfers totaling $25 each month OR Be 25 years of age or under Open Online Today FAQs Do you offer Overdraft Protection? Overdraft Privilege* comes with eligible accounts as part of our standard overdraft practices. Visit our Overdraft Protection page for more information. How do I set up direct deposit for my personal checking account? Direct deposit is not only fast and convenient. It’s also safer than paper checks. To set it up, simply fill out this form and deliver it to your employer or payroll provider. Why choose Bank Midwest? Bank Midwest combines technology to make banking simple with local expertise to offer you 1:1 service. As your neighbors, we share a passion to do more for our communities. Strengthening our communities means investing in you. When you have a question, real people are here to help. How do I move my accounts to Bank Midwest? Visit a Bank Midwest branch or open an account online. Gather information like account numbers and routing numbers from your old bank. Switch all direct deposits and automatic payments to your new Bank Midwest account. Transfer funds from your old account to your new Bank Midwest account once you’re sure all direct deposits and automatic payments have been transferred. You can do this quickest through an ACH (online) transfer, or you can use a cashier’s or personal check. Once the transfer clears, close your old account. *Please see the following additional terms and conditions regarding Overdraft Privilege. 1Please refer to the Electronic Funds Transfer Agreement and Disclosure for a definition of pre-authorized debits. 2Must have an eligible personal checking or savings account.
Skip to content
